Jurisdictional Frameworks
Regulation, translated into practice.
Statutes tell you what the law says. These frameworks tell you what supervision expects — the difference between technical compliance and a program that survives examination.
United States
FinCEN, OCC, FDIC, Federal Reserve, FFIEC
BSA · PATRIOT Act · AMLA 2020
The deepest and most consequential AML regime in the world. Coverage of FinCEN national priorities, FFIEC examination expectations, model risk management, SAR decisioning, and the Corporate Transparency Act.
Canada
FINTRAC, OSFI
PCMLTFA · OSFI Guideline B-8
A regime that has shifted decisively from remediation to penalization. Coverage of administrative monetary penalties, EFT reporting discipline, correspondent banking due diligence, and Canadian typologies.
India
RBI, FIU-IND, Enforcement Directorate
PMLA · FEMA · RBI Master Directions
One of the fastest-evolving compliance landscapes globally. Coverage of the RBI Master Direction on KYC, CKYCR and Aadhaar e-KYC, LRS remittance monitoring, and trade finance risk.
Beyond the Statutes
Need these frameworks applied to your institution?
QAML advisory translates regulatory expectation into program architecture — risk assessments, policy suites, monitoring design, and examination readiness.